Bookkeeping · Serving Businesses Nationwide

Bookkeeping Services

F&M Management keeps your books accurate, current, and ready for tax time, financing, or a management decision — for businesses across the country.

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Bookkeeper working at a desk with financial documents

Signs It's Time

Is It Time to Outsource Your Bookkeeping?

If any of these sound familiar, a dedicated bookkeeping partner will save you time and reduce risk.

✓ Your books are weeks or months behind, and you don’t trust the numbers you do have.
✓ You’re still doing bookkeeping yourself late at night instead of running the business.
✓ Bank and credit card accounts haven’t been reconciled in a while.
✓ Tax season turns into a scramble to reconstruct a year of transactions.
✓ You need clean, current financials to apply for a loan or line of credit.

Scope

What's Included

A full-service bookkeeping engagement, scoped to the complexity of your business.

✓ Monthly transaction categorization and bank & credit card reconciliations
✓ Accounts payable and accounts receivable tracking
✓ Monthly financial statements (P&L, balance sheet, cash flow)
✓ Payroll journal entries and coordination with your payroll provider
✓ Clean, tax-ready books handed off to your CPA each year
✓ QuickBooks Online or Xero setup, cleanup, and ongoing management

The Math

A Fraction of the Cost of a Full-Time Hire

A full-time Bookkeeper carries real cost beyond salary alone — benefits, payroll taxes, and overhead. Drag the slider to see fractional cost at different monthly hours.

Full-Time Bookkeeper (avg. total annual cost)$75K+

F&M Management at 30 hrs/month$0/yr

10 hrs/mo60 hrs/mo

Figures reflect general market data, not a quote. Full-time cost reflects average bookkeeper salary plus employer payroll taxes and benefits (typically 25–30% on top of base pay). Every F&M Management engagement is scoped and priced to your business — book a call for a proposal.

Flexible By Design

Engagement Options

Every engagement is built around where you are today, not a one-size-fits-all package.

Project-Based

A defined scope and price for one-time work — a financials cleanup, a system implementation, or an underwriting package.

Hourly Rate

Pay only for the time you need — well suited to ad hoc support, advisory questions, or lighter workloads.

Fixed Monthly Rate

A predictable monthly retainer for ongoing support, scaled to your business.

Common Questions

Bookkeeping Services — Frequently Asked Questions

What accounting software do you work with?

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We primarily work in QuickBooks Online and Xero. If you’re on a different platform, we can typically work within it or recommend a migration if it will save you time and money long-term.

How far behind can my books be before it’s too late to fix?

It’s rarely too late — we regularly take on cleanup projects for businesses that are 6, 12, or even 24+ months behind. We’ll assess the backlog and give you a clear plan and timeline to get current.

Do you also handle payroll and tax filing?

We coordinate closely with your payroll provider and CPA, and can manage those relationships on your behalf, but payroll processing and tax filing are typically handled by dedicated specialists we work alongside.

How much does bookkeeping cost?

Cost depends on transaction volume and complexity. Most engagements are priced as a fixed monthly rate once we understand your scope — book a call for a proposal specific to your business.

Do you work with businesses outside of Florida?

Yes. We work with clients across the United States. Bookkeeping is a largely remote-friendly service, and most of our client relationships are managed virtually.

Get Started

Let's Talk About Your Finance Function

Whether you need a fractional CFO, a controller to own the close, or a bookkeeping cleanup, F&M Management can start with exactly what you need.

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